PCI DSS Compliance and Private AI
Private AI’s robust de-identification solution safeguards sensitive cardholder data, ensuring PCI DSS compliance and peace of mind.
Navigating the PCI DSS Landscape
PCI DSS is a set of regulations that mandate stringent security measures to safeguard payment card industry (PCI) data.
Private AI’s industry-leading technology identifies the presence and location of PCI data, revealing potential compliance vulnerabilities. It also accurately de-identifies over 50 entities of personal data in 50+ languages to help mitigate these compliance gaps.
The Payment Card Industry Data Security Standard (PCI DSS) is a global standard established by the Payment Card Industry Security Standards Council (PCI SSC), an independent body created by major credit card companies. Its goal is to ensure the protection of cardholder and sensitive authentication data at every stage during the payment process.
The PCI DSS protects cardholder data and sensitive authentication data.
Cardholder data under PCI DSS includes:
- Cardholder Name
- Expiration Date
- Service Code
- Primary Account Number (PAN), including the Bank Identification Number (BIN)
Sensitive Authentication Data protected under PCI DSS includes:
- Card verification code
- PINs/PIN blocks
- Full track data (magnetic-stripe data or equivalent on a chip)
How Private AI Can Help with PCI DSS 4.0 Compliance
- Requirement 3.2.1 - Storage of account data is kept to a minimum, for ex. by rendering account data unrecoverable when no longer needed. As an alternative to deletion, Private AI can help anonymize PCI data by redacting the entities protected under the PCI DSS.
- Requirement 7 - Restrict Access to System Components and Cardholder Data by Business Need to Know: Using Private AI’s de-identification solution can mask PCI data from individuals who need access to some, but not all data contained in an institution’s system to perform their job function.
- Requirement A3.2.5.1 - Methods are able to discover cleartext Primary Account Number on all types of system components and file formats in use: Private AI can identify the Primary Account Number on all its supported file formats. Our models are platform agnostic.
- Requirement 8.6.2 - Passwords/passphrases are not hard coded in scripts, configuration/property files, or bespoke and custom source code: Private AI can automate the Defined Approach Testing Procedure 8.6.2.b by scanning sources and identifying any passwords or passphrases.
- Requirement 12.5.2 – PCI DSS scoping validation, including identifying all locations where account data is stored, processed, and transmitted: Private AI’s PCI data identification solution can detect Primary Account Number in unexpected places, such as an error log or memory dump file.
- Requirement 12.10.1 - An incident response plan exists and is ready to be activated in the event of a suspected or confirmed security incident: Private AI’s models can be used to measure exposure through accurate data classification. Identify impacted PCI, data subjects, and compromised data in the event of a security incident for reporting under the GDPR.
- Requirement 9.4.2 - All media with cardholder data is classified in accordance with the sensitivity of the data: Private AI identifies all PCI data entities and can generate a report specifying which entity type has been located in the data, including BANK_ACCOUNT, CREDIT_CARD, CREDIT_CARD_EXPIRATION, CVV, ROUTING_NUMBER, PASSWORD, NAME, and other NUMERICAL_PII.
See our Redaction Capabilities in Real-Time
Type your text into the demo or select a pre-populated example from the list on the left to see our AI-powered solution in action: